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HomeMy WebLinkAboutOC1969-0736 - ESTATE OF HOWARDRCC•39 (!1-68) COMMONWEALTH OF PENNSYLVANIA TRANSFER INHERITANCE TAX RESIDENT DECEDENT SUMMARY Estate of HmvARD, ERNEST DATE OF DEATH 6-9-69 FILE NO. 63-69-736 (Last Name) (First Name) (lni tial) REPORT OF INHERITANCE TAX APPRAISER I, the undersigned duly appointed Inheritance Tax Appraiser in and for the County of Washington Pennsylvania, do respectfully report that I have appraised the real and personal property as reported in the foregoing return at the values set forth opposite each item in the last column to the right in Schedules "A", "B", "C", and "E". Dated: _ __.:::.0...!...7_-.=1__,_4_-=6=-9 ____ _ 06=09=69 REPORT OF THE REGISTER OF WILLS I, the undersigned duly elected Register of Wills in and for Washington County, Pennsylvania, do respect- fully report that I have allowed deductions in the amounts claimed by deponent, except as to those items where a greater or lesser amount is set forth in the last column to the right in Schedule "F", which gre r lesser amount represents the sum allowed as a deduction. c:-:}.,~ Dated: 07=14-69 //lt INVENTORY Real Property (Schedule A) Personal Property (Schedule B) Transfers (Schedule C) Joint-Held Property (Schedule E) TOTAL GROSS ASSETS Less Debts and Deductions (SCHEDULE F) CLEAR VALUE OF ESTATE Valuation of life estates or 4 843 82 annuities................... $ __________ -+-- ESTATE TAX ASSESSMENTS $ _____ .J......_ FOR USE OF REGISTER ONLY COMPUTATION OF TAX Taxon$ _____________ ~-;---- Taxon$----------~~~~~~~ $ ___________ -4---- $ .,..---__ __..2 ...... ~ q~() ........ h. ....... ; .~ .... Tax on$ 5% $-------------4--- nxoo$ lK $ ____________ ~---- Tax on$ 15% $ __________ -4---- VALUE AS REAPPRAISED $ ______________ ,_ __ _ ~~ptioos • Total Estate --------------4--- TOTAL TAX $--------------'---- (*) As evidenced by Charitable Exemption Certificates issued by the Secretary of Revenue. Less tax previously paid $======!===- BALANCE $------+--- Less 5% of tax if paid within 3 months after death $=====~== Add interest at rate of 6% from ----------to ________ _ AMOUNT OF ESTATE TAX ASSESSED $-----+--Estate tax paid $ _____ ___. __ BALANCE DUE $----------~---- Add interest at rate of 6% from ---------~<0---------$----------~r--­ TOT AL TAX BALANCE $ -----------+---- pAID $ -------------''--- FOR USE OF REGISTER ONLY ADJUSTMENTS NOTE: Where subsequent adjustments are made to the above computation of tax by the Register of Wills, for proper reason, same should be noted below, with short explanation. Will Administration ~ No. IN THE Year ........... . MATTER OF THE APPRAISEMENT OF THE ESTATE OF .. ERNEST .. HO\'IARD .. Deceased Late of . .. . .. . . N •... CHARLEROI. ................. . County of .. WASHINGTON ... Commonwealth of Pennsylvania REPORT AND APPRAISAL \ Fonn. RCC-2 COMMONWEALTH OF PENNSYLVANIA DATE .......................... J..uly. ..... l.4 .. , ...... 1 . .9.6.9 .......... . ~ ' w: h' dOUNTY ........................ .a.S . .l..ng:t.O.n. .. . -DEPARTMENT OF REVENUE ._BUREAU OF COUNTY COLLECTIONS, HARRISBURG, PENNA. 17 1 2 7 RESIDENT INHERITANCE TAX APPRAISEMENT FILE NO •.............. : .... §}..::: .. § .. ~.::.? .. ~ . .§ ................................ . Whereas, ............................ ER11EST ..... HO!vARD. ................................................................. late of ................................................ N. .•..... .C.ha.r.l.e..r.o.i ........... . in the County of ............................... W:a..s.hin.gto.n ............................................................ Commonwealth of Pennsylvania, having died on the ................................. 9 ..... .t.h ............................................ day of .................. J.:u.n.e ............................................ 19 ... 6 .. 9., seized and possessed of an estate subject to Inheritance Tax under the laws of the Commonwealth of Pennsylvania; Therefore, I, ............................ lrl .•. R. •...... C.hane.y. ........................................................... , an appraiser duly appointed according to law, having been designated to make a fair and conscionable appraisement of the said estate, and to assess and fix the cash value of all annuities and life estates growing out of said estate, hereby file the following appraisement: In the event that any future interest in this estate is transferred in possession or enjoyment to collateral heirs of the decedent after the expiration of any estate for life or for years, the Commonwealth hereby expressly reserves the right to appraise and assess transfer inheritance taxes at the lawful collateral rate on any such future interest. Appraioement Unit Description of Asset Values Made for Inheritance Tax "Purpo~es $ REALTY: Frame dwellin~ house at 453 Conrad A,r"'nn"' Nn-r~h ~h::t-rl P-rni Pa fi 500 00 PF.R .~()NA T.'T'V • 1 Qh_C\ ChPvro 1 P.t: s ... n:~n 6__00 00 u,.+-... ..,..,...,.,.1;+-,..., T.;.f',. Tne!n"l"!lnrf"' ~n Pnl;,...v 1 ()_QQ _ilQ ·s: . --" P-rnrf"'n~;::tl T.; fp Tnc::nl"::tnrP r.n 7C\() ()() f'.nl"n;n,.,. r..l.::~c::c:: Wnl"lic:: FnP.r:~l r.rP.nin lTninn A~~t: .C\Q2 .C\7 = 2 942.57 2 442 57 I Total 9.442 57 form~';::~h b~~ ::~h~sw<>rJl ·~~~· ~.~ o~~~~~~;;~~~r~~=·~~is~l~ :--..... ··········7·· AppraJ~··"" ............................................................................................................................................... ( 1'1 er and Street) ... . . .. ............................................................ , Penna. (Post Oftlee) - - ...... WA.S.B..ING.T.QN ................... ,. Cou1aty RESIDENT INHERITANCE TAX APPRAISEMENT Estate of ............................ ERNE.S.T ..... HO.WA.RD .......................................... .. Deceased. Late of .... N. •..... CHARLE.RO.I. ............................. : .... . Date of Death, .............. J .. un.e ..... 9 .. , .... l.9.6.9 ................. .. AppraisemeHt Docket Vol., ................... 3.7 .......................... .. Page, ........ 2.3.2.~.~ .................... No. 6.3..~.6..9.~ .. 7.3.6 ......... . Filed in Register's Office, .. J..uly .... .l.4., .... J9 .. 6.9. Amount of tax due, $ .................................................................. .. DEPARTMENT OF REVENUE Received, Examined and Approved, ................. .. Wrote abo.ut Appraisement, Appeal ft'om Appraisement, Entered and charged, t""8 .... R C C-81 (2-64) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF COUNTY COLLECTIONS INHERITANCE TAX DIVISION NOTICE OF FILING OF APPRAISEMENT ERMA tlNDA HOl.VARD GILPIN IN YOUR REPLY PLEA8E REFER TO 37-232-7 In Re : Estate of _____ ___..Eu.:Ru:N:...r.E;uS.L.T...__.uH.!..!O~W~Au.RuDL-____ _ _____ ___%lWu:A1..oSol-H!U..!..T.J..lN!.!..:C!::..JTuO-LJN.lL.-____ County -File No. 6 3 = 6 9 -_7 3 6 Dear Mrs. Gilpin: You are hereby notified that the o~~!!~~l appraisement in the estate of Ernest has been filed in the office of the Register of Wills qf lia shi nut on County on .Iul y 14 , 19..6.9. Said appraisement reflects the following valuations: Real Estate _____ ..... 6~,,_,,c;"'-O~O_.,.~Ou.O~-- Pe rs on a 1 Property ___ 2~, .::z9!:!4~2._. . ....:5J...7.~...-__ _ Transfers ______________ ._.. Tot a 1 -------___::9~,~4~4:t..2"--"-• .;;J.5.L7 __ _ As to such tax that is paid within three months from date of death, a five (5%) percent discount is allowable. As to any tax that remains unpaid after one year from date of death, interest at the rate of six (6%) percent per annum is charged. Any party in interest who is aggrieved by an appraisement may appeal therefrom as provided by law. Date ______ ~J~u~l~y~l~44,~1~9~6~9 ____ __ DATE OF DEATH: June 9, 1969 Note: This is not a bill. I, ER:\mST HO\vAf{D, of tile Borough of :~orth Charlero:i, Washington Co'lnty, Pennsylvania, being of sound and disposing r~.ind and memory, do on this l1.i:b_ day of October, 1967, hereby make, publish and declare the following to be my Last Will and Testament. 1. I hereby revoke a.ny and all \~Jills, Testaments and Codicils by me at any time heretofore made. 2. I nominate a,1d appoint my wife, ERMA E. i-lO\'JAHD, to be the Exec•:trix of this, my Last Will and Testament, and I direct that she be permitted to serve without bond. 3. In the event that my Execl\trix afor<::>n?.med shouJ.d be unable to serve, or 'll1able to complete the duties of he~c appc:iir1tment, then I nominate a~1d appoint my (1a;Jghter, ERrv1A LI \fD:\ HO'-'lARD to be the Executrix of tr1is, my Last \.'J:U.l :And Testame11t and I direct that she be permitted to serve without b')llda 4. I direct that my Executrix promptly pay from out of· the proceeds of my estate, all of my Just d<?.bts i11cluding the expense of my funeral and the costs of administration. 5. I give, devise and beq11eath all of my property, v1hether the sa.me be n~al, personal or mixed, unto my wife, EH\IlA E.· HOWARD, in :fee simple forever. 6. In the event that my wife aforenarned should have predeceased me, or in the event that we should meet our deaths in· a common disaster> or if my wife should not survive me for a · .. --. .. ,;..;.... .~ ............. -......... . - ....... .,. __ ---.... --. • I period of 30 days, then I give, devise a.nct beg•teic\t.h a 11 of' my I I ' I I I property, whethe~ the same be real, personal or mixed unto my I Executrix and I direct tllut she sell the same for the best •. i ! obtainable price, at either private or public sale and thereafter. divide the proceerl.s equally amono my children hereafter named: ERM/\. LISDA H0'.1JAl~O, LAUl-<SL LEE 1-IO\IJ/mD, MARY JO HOWAl~D a.nd ~TOHN A. !-IO\.VARD. 7. In the '?Vent that any of my children should be minors ' at the time of my demise, then I nominate and appoint my dat.tghter, ERNA LL\iDA HO~'lARD, to be the guardian of his, her and their estate or estates until such time as each child reaches his 21st. birthday. 8. I direct that the guardian pay out all of the income and as much of the principal as may be necessary for the proper support, maintenance and/or education of any of my children a11d I a~thorize her to invest and reinvest in any and all investments; legal for fiduciaries in Pennsylvania. Ii.:J \'liT ·mss \'J'EREOF, I have hereLmto set my hand and seal this ,~::;3 d;=~y of October, 1~)67. .... ___ ... -----............ __ ... - I I I f I I ! I i I i 1\ffi~auit ®f 1£xrrutnr ®r 1\~miuiatratnr ~tate nf Jruunyluauta } O!nuuty nf llan4tugtnu nn: P 11 b f th d · d th •t Notary Public · d f .d ersona y e ore me, e un ers1gne au on y, a --------------------------------------------m an or sa1 County and State, appeared _______ J~~MA .. ~!ffl?.~---~WA~.-~!~!~-------------------------.. who, being duly sworn according to law, deposes and says that She is the executor~ of the es- tate of -------------~~~~!--~-~~~--------------------deceased, that the foregoing schedules .constitute a complete inventory and appraisement of the real and personal estate of ... .ERNESI .. IDWARJL ....... , deceased, except real estate outside the Commonwealth of Pennsylvania; that the figures opposite each item of real and personal ·estate in the foregoing schedules are determined and stated by the undersigned to be the fair value of said items as of the date of the deced~nt's death, based upon a just appraisement of each item made by the above named Executor Administrator. d 1 y ~iworn. aJnund se.ubscribed be 1 f 9 ore m 09 e this ..... W..O.!A .... }O.. ....... ,'~ .... : ... '..~.~~~/! .. ~ L -~ ... :.) ·aa~~-·L-;;;;e~·:/j........... ~~tor-~~ ...... ·-# "v ~~., .................................. .. ADDITIONAL INSTRUCTIONS An inventory must be filed within three months after appointment of personal representative. A supplemental inventory must be filed within thirty days of discovery of additional assets. 1 Original and 2 Copies and 2 RCRI-34, Under $10,000; 1 Original and 2 Oopies and 2 RCRI-33, Over $10,000, including Copy of Will; 1 Original and 3 Copies and 2 RCRI-33, Over $50,000, in- cluding Copy of Will and copy of Federal Estate Tax Return. REFERENCE FOR ADDITIONAL COPY Act of 194 7 P.L. 513 Sec. 5.2, 72 P.S. 4844.2 J 3luututnry aul'l 1\ppratntmtut of the goods and chattels, rights and credits which were of .............. ~RN~1..J:P..WARP. .................................. late of .... ~~-~-~~---~~~-~~-~-~~-;-~ .. _:1:~~~-~~XK~~~~.~- W ashington County, Pa., taken and made in conformity with the above affidavit. DOLLARS CENTS Frame dwelling house at 453 Conrad Avenue, North Charleroi, Pennsylvania 6,500 00 1965 Chevrolet Sedan, Mfg. No. 1366953136683 600 00 Metropolitan Life Insurance Company Policy # 8202842 1,000 00. Prudential Life Insurance Company Policy # 513113798 750 00 Corning Glass Works Federal Credit Union Account 592 57 10TAL 9,442 57 ·, j -I "}()g.g ('X b 3-£ ~ ~ 73fo Inventory and Appraisement IN THE EST ATE OF ERNEST IDWARD .................................................................... · ........... . Filed 19 ........... . ~}./"...- ::E':::o, .. ""'f1 en l>m~ c..o 0C')t:' ~,. :c w <(); c-. c=: r +_--J.cn. :z::: <;:J r'1 r:r; rv. rt1. =t;U!:: 0 ,--t.V· ~0 0 0 --,. t:-: ..., ... o~P. ::x: :· -;o_ . r----'"'0. r-:z~ ,.....,. ~·(/)0 \ : _, ~ ~- pi:::\'-~ /)-p ~ /b~ John E Att • Costello orney J: ... or Estate ~-5 ~-· Fonn Xo. RCC-62 (12-66) THIS FORM REQUIRED IN ALL ESTATES WITH GROSS ASSETS UNDER UO,OOO, UNDER SECTION 701 OF ACT OF JUNE 16, lMl, j EFFECTIVE JANUARY 1, 1962. (FILE IN DUPUCATE WITH COPY OF WILL ATTACHED) OFFICE OF THE REGISTER OF WILLS County of .... YJA~J:I~~.qJ;<?~ .......... . . . . ~~W,\. J...I.l'il?~. rP\Y~ .G~J..P.~~ ................. of .. ~?C .. ~~~_, .. ~~1? .• ~~ '· . t:t?~~~9~t::~~ ........... . (Name) (Addreu) being duly -------~WQ~-~---------------------.according to law, deposes and says that he is the __ E;Ke.c_utx:ix ____________________________________ _ (Exec., Adm., Legatee, Etc.) of the estate of ________ Bl~NBSJ' __ J:P.WA.BP.. ______________________ whose last residence was ----~~~---~~!-~-~--~~~-1)-~~----------------------c No.) (Street) ______ No.r..t.h...Ch.arle.r.o_i ____________ .deceased, and that the whole of the estate of said decedent, who died __ !~~---~-L}~_f?_~-- CCicy, Borough or Township) (Date) consisted of: REAL PROPERTY REAL PROPERTY IN PENNSYLVANIA, WITH STATEMENT OF MORTGAGE ENCUMBRAN€ES UPON EACH PARCEL AT DEATH OF DECEDENT, WHERE PROPERTY HELD AS JOINT TENANT OR TENANCY BY ENTIRETIES, GIVE NAMES, ADDRESSES Aim RELATIONSHIP OF OTHER OWNERS. Real Estate Estimated Value Frame dwelling house at 453 Conrad Avenue, North Charleroi, Penna. $ 6,500.00 tJ 1J F-11 ;_ J J"J,r CIT ...... -~ V" ~-,/ Personal Property 1965 Chevrolet Sedan Mfq. No. 1366953136683 $ 600.00 Metronoli.t~n Life Insurance Comnanv Policv # 8202842 1,000.0~ , .~_!.}'! 50.00 \.!!!.. Exudeniial Life Insuranc~ Com9an~ Polic~ # 513113798 Cornina Glass Works Federal Credit Union Account 592.57 ~ ~ '1YY1'Al 5\ 2 QA.2 'i7 NOTE: You may expedite the processing of this return by filing with it, and as a part of the return, letters from financial institutions or mortgage holders, certifying to amounts on deposit or owed by the decedent as of the date of death. Such letters must be signed by a responsible officer of the financial institution or mortgage holder and indicate clearly amounts of principal and interest in the decedent's account at the date of death and the type of account, account number and the exact name or names in which the account is registered. / Jointly Held Property Estimated Value . -.. - N:>NE ~ _, . . - Transfers within TWO YEARS Prior to Death N:>NE .. That at the time of death there was no safe deposit box registered ih decedent's individual name, or jointly with, or as agent or deputy of another, or in decedent's individual name, with right of access by another as agent or deputy, with the exception of the following:- NAME AND ADDRESS OF BANK OR OTHER INSTITUTION THIS SAFE DEPOSIT BOX RENTED RELATIONSHIP OF JOINT IN WHICH DECEDENT RENTED A SAFE DEPOSIT BOX IN NAME OR NAMES OF HOLDERS TO DECEDENT NONE - BENEFICIARIES BENEFICIARIES AND ADDRESSES RELATIONSHIP SURVIVED AGE OF LIFE (If step-children or DECEDENT TENANTS OR INTEREST OF (State full names of all and their addresses who have illegitimate children STATE YES ANNUITANTS BENEFICIARY an interest, vested, contingent or otherwise, in estate.) are involved, set OR NO AT DEATH OF IN ESTATE forth this fact.) DECEDENT Erma.Lillda Howard Giloin Daughter Yes 23 years One Fourth Laurel Lee Howard Daughter Yes 21 years One Fourth Mary Jo Howard Daughter Yes 18 years One Fourth -.John Howard Son Yes 16 vears One Fourth .. ... •· .. ; ... : '!"''·"' 'l. .... ·- ' . RESIDENT DECEDENT DEBTS AND DEDUCTIONS CLAIMED NOTE· List first five items in the spaces so provided, observe notations thereon, and instructions. DEBT OR CLAIM NATURE OF SAME AMOUNT THIS COLUMN .-------~~~~~------~·----,-------------~--~~~----------~.-----~--.--roxEGISTERONLY Harold L. Schrock Washington County Regjster of Wills John E. Costello Funeral expenses paid Family exemption (will not be allowed unless decedent died residing with a spouse or children.) Administration Expenses * Counsel fees * Erma Linda Howard Gilpin Fiduciary commission * OTHER DEBTS AND CLAIMS Ben Franksin Reading Club Mellon National Bank and Trust Company Mon Valley Memorial Park Centerville Clinic ( *) See Note below Book Account FHA Loart, Roof Repairs Cutting date of death on grave marker Medical care, balance Total $1,516 00 $ 1.000 00 75 00 480 00 480 68 897 14 68 $ 4,598 00 OQ 75 00 oc 75 Note: The estate agrees to advise the Register of Wills if the amount actually paid in settlement of any fee, commission oi· debt is greater or less than the estimated amount claimed and allowed. Subscribed and sworn to before me this ..... -~ ........... . ft.,.~ -~ :d~~'·.!U~.~-~xecutor-Administr~~ / .. . . . . . . . . . . . . . . . . . . . . . . . . day of ......... June ........ ' 196.9. . -~~-~~~ .... ~~t;>.~i!. -~-...................... . (Street Number) . ~C?~C?~9~~~~~·'·. ~~~~~y;ty~~-~ ........... . (City or Town and State) ,.); , ~~, : r:, ~ -.: -,.~. · ... ::.'\~...~ > .... ··Having-,.,beeR--.duly s~orn according to law, I do her .................. /£.,b..( ... day of ....... . In the event that any future interest in this estate is transferred in possession or enjoyment to colla I heirs of the decedent after the expiration of any estate for life or for years, the Commonwealth hereby expressly reserves the right to appraise and assess transfer·inheri- tance taxes at the lawful collateral rate on any such future interest. s I, the undersigned duly elected Register of Wills in and for report that I have allowed debts and deductions in the am s claimed by depo is set forth invst ~mn to the right in said schedule above, which greate Dated:-~---~~./.??~/.: ...... . Fonn No. RCC-62 (12-66) Will Administration \No. · · ........ Year .. · .. . IN THE MATTER OF THE APPRAISEMENT ' '·oF!J'HE ESTATE OF ~--~ ERNEST IDWARD ......................................... Deceased Late of North Charleroi ................................ County of . . Washington -............................ Commonwealth ,of Pennsylvania r~ K . ·<~tv -~ ~ ~ ;: :e :::0 . t.O : l> m::::o -R~P~~ _.§ln A~R;\:IBAL . -(/?(..f') .... . .. Z.....jrr; r·-..>· fr"f .cnm!-<--..> • _, ;.:o I ·~ 0 1!.--~ :c::::C:-..-............. -...,., -'"'" ~ 0 ..c: J.... :::r o...:;:o ; r= z -or,... ~(/)- I"'V .• crt John E. Costello," Esq. Attorney £o~ Estate i -~ -~· .. .. Form RC C ·10 DEDUCTIONS ALLOWED IN J OFFICE OF TWE STATEMENT OF DET3TS THE SUM OF ....... . . . . . $ .. REGISTER OF WILLS WASHINGTON AND DEDUCTIONS DATE APPROVED OF COUNTY • • • • • • • 0 AND AGENT OF THE COMMONWEALTH £'..5-t P-7..3t Register of Wills, Ageot ESTATE OF ERNEST IDWARD LATE OF North Charleroi, Pennsylvania DATE OF FILING APPRAISEMENT June 2 1969 DAT!i OF DEATH June 9, 1969 DATE NO. OF NAM&: OF PAYEE REMARKS AMOUNT VOUCHE" Harold L. Schrock Funeral of Decedent 1 516 00 Centerville Clinic Medical care 68 00 Vallev Indeoendent Advertising Letters 10 75 Washinaton Countv Renorts Advertisina Letters 14 50 .Jos~nh Si tte Notarv Public Notarv Fees 3 00 Reaister of Wills Probate and Short Certificates 27 00 Erma Linda Howard Giloin Accountant's Fee 480 00 John E. Costello Attornevs Fee 480 00 Mnn Vallev Memorial Park Cuttina Grave Marker 14 00 Mellon National Bank FHA Loan 897 75 Ben Franklin Reading Club Book Account 68 00 Familv Exemntion 1.000 00 R~aist~r of Wills _j_Filing InventorJ! 3 00 i I R~aist~r of Wills Filing Account 16 00 I I ~-~~=t= ________ . :· ·-· -----·---·------·--·-I ; I +--~-.. ~----· -! TOTAL 4 598 00 COMMONWEALTH OF PENNSYLVANIA }sa: COUNTY OF Washington I, ERMA LINDA IDWARD GILPIN HEREBY CERTIFY, THAT. TO THE BE.T OF MY KNOWLEDGE AND BELIEF, THE FOREGOING IS A JUST AND TRUE STATEMENT OF DEBTS, FUNERAL EXPENSES AND EXPENSES OF ADMINISTRATION SUBMITTED TO THE ESTATE OF ERNEST IDWARD .DEC&AtiED, AS DEDUCTION$ FOR INHERITANCE TAX PURPOSES. ~*-='JL~..Ju,;._.J ~ (L. S.l SWORN AND SUBSCRIBED BEFORE ME THIS ~June A' 18 69 oAv OY Erma inda Howard Gilpin (~~-" ~--d'./.~1 / --/ / . -~ • • JOSEPH SITTE, NOTARY PUSLIC ' CHiRlfROI BOROUGH. WASIIINGTO~l COUNTY I MY COMNISSIOii miRES JAHU~RY 7, 1971 ~ -i • L_ ... . ~>'>"' 1· 11 E. D' 1 D .. ' l r I 'I . '' ' ii,... 'l • . : ,, 'fig JUft 2 3 PH fZ I S RUSSELL MARtNO "~·· REGISTER Of WILLS ·· WASHiNGTO~i CO .• PA.* • t ................ -• -~-....... ' -.a,._'\ ~~ \-'.. • " ~· )" ~."